how to save money

52 Weeks Of Saving 2014 Reverse Printable

Its been a very productive few days over here.  I’ve been working on trying to get my financial goals in order for 2014 and I *think* I figured out some pretty cool things to do to really start seeing the light at the end of the debt tunnel.

I also have been digging in to the whole numbers process at Blue Tree Cafe.  I like being a chef, but there are things that go along with the job that are very daunting.  Math + money are one of them.  I’m surprised to say that it’s actually been fun to see how it all works.  Getting to play with another “budget” really isn’t so bad and I am learning a lot.

In my last post about the 52 weeks of saving, I told you all that I was going to be doing this project in REVERSE.  And so, Ive created a FREE Reverse printable to help keep accountable and I would love to share it with anyone else who wants to join.

Here is what it looks like . . . 

reverse52wksofsavings

And here is the link to print one out for yourself.

https://drive.google.com/file/d/0B64HJ1WhkJOtNTV5SURkTEdQUDQ/edit?usp=sharing

I haven’t decided whether I want to keep the money in an envelope or an account.  Either way I will be using this to check off each week and of course do some progress check-in’s on the blog.

Definitely nerdy . . . 

As always, if you have any questions or would like me to email you the file directly . . . email val@balancingval.com.

Enjoy!

52 Weeks of Saving – 2014

balancingmoneylogo

This my friends, is the very first Balancing Money post in years!

Check out the Balancing Money Page for my previous musings on finance.

2014 is right around the corner.  Next year,  I pledge to get my finances better organized and really make sure I am saving, savvy and also chipping away at my endless debt that crept up over the last few years with my credit cards, car loan and student loans.

At the end of each year, it seems like random expenses pop up more than ever.  Not only are more things due at this time, but obviously holidays, birthdays and even plane tickets for the year become a factor.

A shot of money just about now would be the perfect thing to soften the blow.  Searching through the interwebs, I found the PERFECT way to save up a lil’ chunk of green that keeps you accountable, creates positive habits and is an active visual achievable goal.

52weeksofsaving

Each week you save the amount in dollars for each week of the year. The first week you put in one dollar, than two, three, four and so on until the very last week which you put in $52.  The compound of doing this each week will give you a total of $1348 at the end of the year!

Here is how it looks . . .

52savingsfromsite

 Now you could do it this way . . . OR you can do this in REVERSE.  I feel like towards the end of the year when money gets tighter, it will be much easier put less money away each week.  This way you will have a little bit more wiggle room when things gradually sneak up.

I’m working on a cute REVERSE 52 Weeks of saving chart before the new year to print + share for anyone who wants to follow along!

What creative ways have you saved money?